Pre-heat the oven to 180c
Peel and cut both of the apples in to small pieces. Set aside.
Mix the flour, sugar, baking powder, salt, cinnamon and ginger together.
Mix in the butter to create a crumble
Add the beaten egg and mix in together
Add the milk and mix in together
Fold the chopped apple in gently so as not to crush the apple pieces
Grease a large muffin tin/mold and spoon the mixture in to the tin dividing equally